Insurance Appraisal Services
When you and the insurance company cannot agree on the cost of repairs, appraisal is the fastest way to force a fair resolution.
What is Insurance Appraisal?
Almost every property insurance policy in Texas contains an "Appraisal Clause." This is a binding dispute resolution process designed to settle disagreements over the amount of loss (the cost of repairs) without going to court.
If your insurance company admits there is covered damage but offers a settlement that is drastically lower than your contractor's bid, invoking appraisal forces them to the table with independent experts.
How YFPA Helps in Appraisal
When you invoke appraisal, you must name a "competent and independent" appraiser to represent your side. The insurance company will name theirs. We serve as your independent appraiser.
- We prepare a detailed, evidence-based Xactimate estimate.
- We meet with the carrier's appraiser to negotiate the true cost of repairs.
- If an agreement cannot be reached, we present your case to a neutral Umpire for a final, binding decision.
Appraisal is highly effective for Homeowner Claims involving Fire Damage, Storm Damage, and Water Damage.
Stuck in a Pricing Dispute?
Let us review your claim and determine if appraisal is the right strategy for you.
Get a Free Claim Review